The Department of Urban Housing and Development (aka HUD) wants to help those in financial crisis. If you’re worried about your finances and about losing your house, utilize this service to get information and get assistance.

HUD has a website and information dedicated to helping people avoid foreclosure on their home. They suggest that you utilize their services to save yourself financial loss and suggest working closely with your lender and being an open communicator to find a mutually beneficial resolution. They also recommend being very wary of mortgage rescue services and tell you to read all the fine print before signing away the rights to your home.

Be sure you know your rights in terms of your mortgage and based on local credit laws so that you are treated fairly. The foreclosure might feel inevitable now but learning about your rights and responsibilities could definitely have a positive impact on your chances of saving your home.